Here’s about Delhi Startup Policy 2026: Who Can Apply for the Rs. 10 Crore Women Startup Fund?
Delhi announced something big – Rs 10 crore in collateral-free loans for women founders and self-help groups. No collateral. Government acts as guarantor.
Here’s what you actually need to know to apply.
Who Can Apply?
Women-led startups – meaning 51%+ ownership by a woman founder.
Self-help groups working on business ideas.
Legally incorporated as: Private Limited Company, LLP, or Registered Partnership Firm. Sole proprietorship doesn’t qualify.
Basic Requirements
Incorporated in Delhi. Your registered office must be in Delhi.
Less than 10 years old from incorporation.
Annual turnover under Rs 100 crore per financial year since incorporation.
DPIIT recognition (under Startup India scheme). This isn’t optional – it’s the gate to the fund.
Demonstrate innovation. A real business idea backed by research or customer need.
How It Works
Delhi government acts as guarantor. That means you don’t need personal collateral – land, gold, property. The government backs the loan to the bank.
Loans available up to Rs 10 crore. The exact amount depends on your business plan, what you need, and what the lending bank approves.
The Real Challenge
Getting DPIIT recognition first. Without it, you can’t access the fund.
DPIIT looks at: innovation, scalability, why this matters, who you’ve got on the team, your business plan clarity. It’s not just “I have an idea.”
Who Actually Benefits
Women coming from non-tech backgrounds. Women in traditional sectors looking to go digital. First-generation entrepreneurs. Women who can’t get personal loans because they lack collateral.
The women who win are the ones with clear business plans and DPIIT recognition already in hand.
Next Steps
Apply for DPIIT recognition at startupindia.gov.in. Takes 30-45 days if papers are complete.
Once recognised, you’re eligible for Delhi Startup Policy benefits including this Rs 10 crore fund.
Different lending institutions handle the actual loans – they’ll assess your business and decide their own terms.
Conclusion:
Rs 10 crore is real money. Collateral-free is actually a game-changer for women who can’t borrow against land or gold. The barrier isn’t the fund. It’s getting DPIIT recognition first. Get that done and the doors open.
